Maintenance Costs

Just because you've prepaid, shouldn't mean you lose out!

Prepaid Expenses

Helping to keep on top of those ongoing payments!

Recurring Expenses

Covering items you damage in an accident!

Damaged Items

Covering the costs  you didn't see coming!

Miscellaneous Expenses

Educational Expenses

Overseas Expenses

Reimbursement of any prepaid accommodation expenses associated with a prepaid event, when you are unable to attend, as a direct result of your bodily injury or sickness.

Accommodation

Reimbursement of any prepaid course (such as language, IT, cooking etc.) when you are unable to attend and/or participate, as a direct result of your bodily injury or sickness.

Course(s)

Reimbursement of your sports club membership when you are unable to participate, as a direct result of your bodily injury or sickness.

Sports Club Membership

Reimbursement of your motor vehicle excess following an at fault motor vehicle accident which caused your bodily injury.

Motor Vehicle Excess

Reimbursement of the cost to repair or replace your camera damaged in an accident which caused your bodily injury.

Camera

Reimbursement of your travel insurance excess that is related to your bodily injury or sickness.

Travel Insurance Excess

Reimbursement of the cost to repair or replace your eyewear damaged in an accident which caused your bodily injury.

Eyewear

Reimbursement of the cost to repair or replace your laptop and/or tablet damaged in an accident which caused your bodily injury.

Laptop/Tablet

Reimbursement of your mobile phone plan (pro-rata) for the period your mobile phone, (which has been damaged in an accident which caused your bodily injury) is required to be sent away to be repaired or replaced.

Mobile Phone Plan

Reimbursement of any prepaid experience (such as boat ride, skydiving, spa day etc.) when you are unable to attend and/or participate, as a direct result of your bodily injury or sickness.

Experience(s)

Reimbursement of the cost for pet care (such as grooming, dog walking etc.), if you are incapable as a direct result of your bodily injury or sickness.

Pet Care

Reimbursement of the cost to repair or replace your bicycle damaged in an accident which caused your bodily injury.

Personal Transport Device

Reimbursement of any prepaid lesson (such as music, golf, art etc.) when you are unable to attend and/or participate, as a direct result of your bodily injury or sickness.

Lesson(s)

Reimbursement of personal trainer expenses used to help aid in your recovery, due to an accident that caused your bodily injury.

Personal Trainer

Reimbursement of the cost to replace lost or damaged identification and/or cards, solely due to an accident which caused your bodily injury.

Replacement Cards/Identification

Reimbursement of the cost to clean and maintain your garden(s), if you are incapable as a direct result of your bodily injury or sickness.

Garden Maintenance

Reimbursement of any prepaid endurance event(s) (such as ironman competition, charity fun run, marathon etc.) when you are unable to attend and/or participate, as a direct result of your bodily injury or sickness.

Endurance Event(s)

Reimbursement of the cost to wash and/or iron your laundry, if you are incapable as a direct result of your bodily injury or sickness.

Washing and/or Ironing

Reimbursement of the cost to repair or replace your mobile phone damaged in an accident which caused your bodily injury.

Mobile Phone

Reimbursement of the cost for your hospital entertainment usage (such as Wi-Fi, paid TV, telephone etc.) if you are admitted to hospital for a minimum of forty-eight (48) hours, as a direct result of your bodily injury or sickness.

Hospital Expenses

Reimbursement of the cost of room service whilst overseas, as a direct result of your bodily injury or sickness.

Room Service

Reimbursement of the cost to clean and maintain your swimming pool, if you are incapable as a direct result of your bodily injury or sickness.

Swimming Pool Maintenance

Providing your spouse/partner full access to all relevant benefits, whilst you are in a coma.

Partner Peace Of Mind

Coma

Reimbursement of your gym membership when you are unable to participate, as a direct result of your bodily injury or sickness.

Gym Membership

Reimbursement of the cost to repair or replace your headphones and/or earphones damaged in an accident which caused your bodily injury.

Head/Earphones

Reimbursement of the cost for extra leg room or seat upgrade on your return flight home as a direct result of your bodily injury.

Extra Leg Room

Reimbursement of the cost to repair or replace your jewellery damaged in an accident which caused your bodily injury.

Jewellery

Reimbursement of the cost for online ready made meals delivered to your door, if you are incapable of cooking or preparing meals as a direct result of your bodily injury or sickness.

Meal Delivery

Providing your spouse/partner full access to all relevant benefits, following your accidental death.

Accidental Death

Reimbursement of the cost to clean and maintain your house, if you are incapable as a direct result of your bodily injury or sickness.

House Cleaning

Reimbursement of the cost to repair or replace your clothing damaged in an accident which caused your bodily injury.

Clothing

Providing your spouse/partner full access to all relevant benefits, following your permanent total disablement.

Permanent Disability

Reimbursement of the cost to replace lost or damaged keys and/or to install new locks due to the loss or damage of your keys, solely due to an accident which caused your bodily injury.

Replacement Keys/Locks

Reimbursement of the cost for a hire car and/or taxi service (including ride-shares etc.), if you are incapable of driving as a direct result of your bodily injury or sickness.

Taxi/RideShare Charges

Reimbursement of the cost to repair or replace your sports equipment damaged in an accident which caused your bodily injury.

Sports Equipment

Reimbursement of any prepaid ticket(s) to an event (such as a show, concert, cinema, sporting event etc.) when you are unable to attend, as a direct result of your bodily injury or sickness.

Event Ticket(s)

Australia

Australian Capital Territory

New South Wales

Northern Territory

Queensland

South Australia

Tasmania

Victoria

Western Australia

bronze

silver

gold

platinum

injury Only

sickness Only

injury And Sickness

Are you the caring and sharing type? Add additional protection for your friend(s), allowing them full access to all benefits if you both sustain a bodily injury in the same accident (a maximum of 1 friend per accident)

Friends With Benefits

Do you like to travel? Add additional protection when travelling overseas.

WorldWide Protection

If there are benefits that don't apply to your lifestyle, you can reallocate the dollar amount from one benefit to another. Simply select 'No Cover' to reallocate to another benefit.

Bundle

Lifestyle Go Plus 24/7

Reimbursement of the cost for purchasing and sending flowers to a close relative if they are hospitalised for a minimum of 14 days, due to a bodily injury or sickness.

Relative Flowers

Reimbursement of the cost for a professional childcare service for your child(ren), if you are incapable as a direct result of your bodily injury or sickness.

Childcare

Lifestyle Plus Working Hours

Lifestyle Plus 24/7 Couple

Lifestyle Go Plus Working Hours

Lifestyle Go Plus 24/7 Couple

Lifestyle Plus Sports

Lifestyle Plus 24/7

School Incursions/Excursions

Day Care/Preschool Fees

Student Home Tutorial

School Equipment

Lifestyle Plus 24/7 Family

Lifestyle Go Plus Journey

Lifestyle Go Plus 24/7 Family

Lifestyle Plus 24/7 Protect

Reimbursement of the cost to repair or replace your mobility aid damaged in the accident causing your injury.

Mobility Aid

Reimbursement of the cost to repair or replace your hearing aid damaged in the accident causing your injury.

Hearing Aid

Reimbursement of the cost to repair or replace your dentures damaged in the accident causing your injury.